Who we are
An independent brokerage focused on people
Because Iconic Insurance is an independent brokerage, we have access to the full range of insurance products. That means we have no incentive to put someone in a plan that doesn’t fit: we want happy, healthy clients for the long haul.
We believe the best way to do that is through Direct Primary Care. By having a physician who knows our client and works with them proactively, we hope to head off most major medical incidents before they occur.
Licensed in AL, AZ, AR, CO, GA, IL, IN, KY, MD, MI, MO, NV, OH, TN, TX, and WI.
How it works
Security in three simple steps
Step 1
Complete your Personal Wellness Snapshot to help us understand your unique needs.
Step 2
Talk to our qualified insurance specialist by phone or Zoom to discuss your options.
Step 3
Sign up and relax knowing you have great coverage and the knowledge to use it.
Testimonial
I would highly recommend Iconic Insurance to anyone seeking to navigate the healthcare industry to find cost-effective solutions for their personal health insurance.
— Tim & Laura Blow, Scottsdale, AZ
Frequently Asked Questions
Since you asked...
What is a tax credit and how does it work?
The ACA has unique tax credits called APTCs that lower your monthly premium if your income falls within a certain range. Instead of applying to your total tax return at the end of the year, it’s applied up front so you pay less throughout the year.
Not everyone will qualify for APTCs and the ACA is not always the best fit.
Is there a tax penalty for not having health insurance?
Not anymore! You won’t owe for not carrying insurance. However we always recommend carrying health insurance to protect you from an unexpected occurrence.
Can I get the ACA if I don't qualify for a tax credit?
Yes you can! The ACA is universal, you don’t need to qualify for APTCs to be eligible.. There are other health insurance products that do require underwriting to purchase.
Why do I need ACA supplements?
The ACA has strengths that make it the right choice for some people. Everyone can purchase it, you can’t get kicked off for getting sick, and you may be eligible for tax credits. But it also has some drawbacks. One of the drawbacks is the limited network. If you want to see a specific doctor who is out of network or you’re traveling out of state, that’s a problem. ACA plans are also typically high deductible. The supplements we recommend help protect you for those situations where you’re traveling or get hit with a big expense when you haven’t hit your deductible.
Education
We believe knowledge is power
Health insurance is an expansive topic that can be overwhelming and confusing. We want our clients to have confidence in what they bought and how to use it. Check out our ever-growing knowledge base to provide that information and comfort.
