Shop The Health Insurance Marketplace
Using our step by step guide, you can sign up on your own in about 15 minutes!
Instructions for the Health Insurance Marketplace
You will want to be on a desktop. Have the marketplace(link below) in one window and this page(our step by step guide) up in the other! Click the link below to get to the marketplace.
Step 1: When Am I Eligible
Step One Overview
You can sign up on the marketplace if it is Nov 1 – December 15th.
You can sign up on the marketplace if you have a qualifying life event that causes you to lose/change coverage (Married, Divorced, Baby, Lost a job, Retiring Early, Moved Zip Codes).
Step 2: Your Details
Step Two Overview
Your details on the marketplace are straightforward, but you will want to use this link to calculate your Modified Adjusted Gross Income (MAGI) for the “income”.
If you are a high earner, and you ARE NOT receiving a tax credit, there are likely better options on the private market. Book a call with an Iconic Health Insurance Expert to learn about your options!
Step 3: Your Providers and Prescriptions
Step Three Overview
Scroll down to the left to put in your medications, and any providers or specialist you would like to see. Tip focus more on your NON Generic medications because all of the plans will cover your generic medications very well.
Step 4: The Plan Results
Step Four Overview
Your plan results are in! There may be a lot of plans depending on your zip code. If you don’t have any medications or providers you need in network, it may be best to go with the cheapest plan.
If you have providers or medications you need covered, make sure you look for the Green indication at the bottom of the plan.
If you see plans that have a Red indication, then you should go to the left and un-click those carriers until you only have green on your screen.
Step 5: What Sign Up Looks Like
Step Five Overview
Put in all of the relevant information and click “Enroll in This Plan”.
The last step is to pay your first month’s premium, once you do that your plan will be in effect.
Step 6: The Supplement
Step Six Overview
While the marketplace has great plans for good value, these plans still have holes. If you travel a lot or just want to make sure you can receive the care you need anywhere, we recommend booking a meeting with Iconic to talk about a supplement to make sure you can receive care out of network.
Step 7: The Iconic Support
Step Seven Spark Notes
At Iconic, we don’t just help you sign up and let you fend for yourself. We have a designated health insurance expert who helps you use and understand your plan.
Expect our health insurance expert to reach out and let you know how you can best utilize our service.
Step 8: Dental and Vision
Step Eight Spark Notes
Many of the Marketplace plans don’t come equipped with dental and vision. We would be happy to help you with this as well. Book a call to get our help with this step of the process!